Dave Ramsey is a firm believer in life insurance, he believes that having a good term and really whole life but term life insurance policy is a key component in your financial portfolio, it is an economical way to protect your family and of course, when I'm talking about a financial portfolio, it's when you have spouses, but he feels it's a key component to protecting your family as well.
https://www.protectwithinsurance.com/post/term-life-insurance
https://www.protectwithinsurance.com/post/term-life-insurance
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