If you're incredibly healthy and don’t rely on prescription medicines, then you're going to get a reduced rate term. Although, nowadays, diabetes is considered a common health problem. Even if you are taking metformin or something similar, you are still eligible for a reduced rate term.
https://www.protectwithinsurance.com/post/life-insurance-based-on-health
https://www.protectwithinsurance.com/post/life-insurance-based-on-health
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